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Zamig is 32 years old. He is married and the father of two little children. They all live together with his parents and brother. His parents are pensioners.

The source of income for the family is from a grocery store and agricultural activities. Zamig’s wife and parents are engaged in agriculture. They have milk cows whose milk is used in cheese production. They sell cheese locally in an open market. Zamig and his brother work at a grocery store they have rented.

Zamig requested a loan from VFAC to purchase basic groceries. This will keep the store developed and increase the income of the family.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Zamig to purchase groceries for the store.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 16, 2013
Currency Exchange Loss:
Sep 17, 2014