Check out some available loans that are similar to this one!
Lerma is 46 years old and married with three children. She earns a living by farming rice in the Philippines. Lerma has been farming rice for 26 years and also earns additional income from tailoring.

Lerma is borrowing PHP 13,000 through NWTF to purchase rice seeds and pay for the laborers’ salaries.

She is working tirelessly toward the attainment of her dream: to build and expand her business to secure the future of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1822
    View loans »
    Philippines Loans Fundraising
  • $60,866,650
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Lerma to purchase rice seeds and pay for the laborers' salaries.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 5, 2013
Feb 16, 2013
Currency Exchange Loss:
Sep 17, 2013