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Bahriddin T. lives in the Vakhsh region. He is 20 years old and has a high school education. Bahriddin lives with his pensioner parents. He has been raising livestock for more than 3 years. This business is the sole source of income for his family. Bahriddin purchases small calves at the market, fattens them for 45 days and sells them at the market at a favorable price. He plans to purchase two calves to fatten and needs a loan to do this. After discussing it with his family, Bahriddin decided to take out a loan for a 9 month period.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Тухтаев Бахриддин житель района Вахш. Возраст 20 лет, образование среднее. Бахриддин живет с родителями-пенсионерами. Он более 3 лет занимается животноводством. Эта деятельность является единственным источником дохода его семьи.Клиент покупает на рынке молодых бычков , откармливает их в течении 45 дней и продает на рынке по выгодной ему цене. В данный момент он планирует купить 2-х бычков для откормки.Для чего ему нужны деньги,посоветовавшись с семьей клиент решил взять кредит сроком на 9 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 242
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Bahriddin purchase two calves.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 11, 2008
Aug 26, 2008
Currency Exchange Loss:
Jul 15, 2009