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Eufemia is 62 years old and married with five children. She works hard to provide for her family. Eufemia runs a general store in the Philippines and requested an 18,000 Philippine pesos (PHP) loan through NWTF to purchase additional items to sell like soap, milk, shampoo, canned goods, etc. She has been running her general store for 10 years and also earns an income from electronic re-loading.

Eufemia has borrowed and repaid 19 loans from NWTF before this loan. Eufemia aspires to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 910
    View loans »
    Philippines Loans Fundraising
  • $63,405,800
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Eufemia to purchase additional items to sell like soap, milk, shampoo, canned goods, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 16, 2013
Currency Exchange Loss:
Aug 17, 2013