With her own initiative and with determination and dedication, Gladys works in a pharmacy in the city. Additionally she has a small business selling cakes. She works every day, from early in the morning, for around ten hours. She likes her work and thinks it is going well because of the flavours in the cakes and because of the friendly service she provides to her customers.
Gladys is very grateful to the Kiva lenders as thanks to their help she will be able to buy a small oven. She will use this to prepare better cakes and so she can continue to work and put in a lot of effort to achieve her dream of studying and specialising in medicine.
Por iniciativa propia, con mucho empeño y dedicación, Gladys trabaja en una farmacia de su ciudad, adicionalmente tiene un pequeño negocio de venta de tortas, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, ella se siente a gusto realizando su labor y cree que le va bien por su buena sazón y por el trato amable que brinda a sus clientes.
Gladys se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un horno pequeño, el cual le servirá de mucho para poder preparar mejor sus tortas y queques, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de poder estudiar la carrera profesional de Medicina Humana y especializarse en ella.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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