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Ana is 45 years old and she has four children. Her husband is a farmer. Ana is taking a loan of $1000 to improve her business. She runs a kiosk to help generate income for her family. She will use the loan to buy stock for her store, including books, cigarettes, soft drinks (Coca-Cola, Sprite, Sagiko, and Fanta), biscuits, oil, and bread. She opened her kiosk in 2000 with her own working capital of $600. Ana is a hard-working woman who hopes to run a bigger business in the future.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $3,100
    Average annual income
  • 1
    View loans »
    Timor-Leste Loans Fundraising
  • $1,508,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana to buy books, cigarettes, soft drinks, and other items for her store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 19, 2013
Feb 16, 2013
Currency Exchange Loss:
Dec 22, 2013