Umu is a 47-year-old married woman with 3 children. She would like to start growing taro, taamu (a root vegetable), yams, and bananas to earn a living. Umu has requested a loan to buy knives, chemicals, axes, a spade, and weed killer in order to help her operate her business. She became a member of SPBD this year. Umu will spend her profits to expand her business and to pay for her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.