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Santa Isabel
Santa Isabel, 33, lives in Las Orquídeas. She says she chose the line of work selling cosmetic items because it nets good profits and it allows her to spend more time at home with her children. The work she does is on a varied schedule. She goes out to sell to her customers house to house in order to be able to pay her household expenses and pay for her children’s schooling. She fears becoming ill because she’s separated from her husband and she’s the only one striving to move her minor children ahead and seeing that they attend public school. She will use the loan to buy cosmetics, perfume and clothes. In future, she wants to finish improving her house and invest in more things to sell.
View original language description ↓
Santa vive en las Orquídeas, tiene 33 años de edad. Ella dice que escogió esta actividad de venta de comesticos porque si deja ganancia y también le facilita para estar más tiempo en su hogar junto a sus hijos.

Este trabajo lo realiza sola en diferentes horarios, sale a venderles a sus clientes de casa en casa, para así poder pagar los gastos del hogar y los de los estudios de sus hijos.

Teme enfermarse por lo que es una mujer separada de su esposo, que sola lucha por sacar adelante a sus tres hijos que son menores de edad y que estudian en una escuela fiscal.

Con el préstamo quiere comprar cosmeticos, perfumes, ropa. En el futuro la clienta quiere poder terminar de mejorar su vivienda e invertir en más productos para tener mejores ganancias.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Santa Isabel cosmeticos, perfumes, ropa.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 25, 2014