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Luz Marina
Luz is a 32-year-old, single woman. She lives in the city of Chincha. Luz is a friendly, hardworking, and enthusiastic person with big dreams of excelling. Unfortunately, due to financial hardship, Luz had to to work in order to make ends meet, so she was not able to go to college and study Law like she'd hoped.

In her free, Luz enjoys listening to music and, on special occasions, she cooks her delicious Pachamanca (a typical Peruvian dish) to share with her family. By her own initiative, and with much hard work and dedication, Luz works in a small grocery store. She works 10-hour days, each day from the early hours of the morning. Luz enjoys her work and believes that it has gone so well for her due to the competitive prices she offers and the kind way she treats her customers.

Luz is very grateful for the opportunity this Kiva loan gives her. With it, she will buy larger quantities of merchandise for her store such as rice, sugar, oil, sodas, candy, and other items. In this way, Luz will keep her store better stocked and will be able to serve more customers. She will continue working hard to reach her goal of becoming a professional one day.
View original language description ↓
Luz es una mujer de 32 años, es soltero, vive en la ciudad de Chincha, ella es una persona muy amable, trabajadora y entusiasta que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad de trabajar para solventar sus gastos, Luz no pudo estudiar la carrera profesional de Derecho que deseaba, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta escuchar música y en algunas ocasiones cocina una riquísima Pachamanca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Luz trabaja en su pequeño negocio de venta de abarrotes, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, ella se siente a gusto realizando su labor y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Luz se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad de mercadería, como arroz, azúcar, aceite, gaseosas, golosinas y otros, de esta manera Luz tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de poder convertirse en una buena profesional.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Luz Marina to buy merchandise for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 17, 2013
Listed
Mar 1, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013