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Zoila Rosalina
Zoila is a 56-year-old woman, who lives in the city of Aguaytia with her husband and three children. Her love for them drives everything she does. Zoila is a very friendly, hardworking, and enthusiastic person. Together with her husband, she dedicates all of her effort to helping her family get ahead. Unfortunately, due to financial hardship, Zoila had to start working at a very young age and was not able to continue her studies through high school. She had always wished she could have studied, since she dreamed of becoming a teacher.

In her free time, Zoila enjoys reading and on special occasions she cooks her delicious Ají de Gallina (a typical Peruvian chicken dish) for her family. By her own initiative and with much hard work and dedication, Zoila works in her small grocery store each day from the early hours of the morning through eight-hour work days. She enjoys this work and believes it has gone so well for her because of the competitive prices she offers and the kind way she treats her customers.

Zoila is very grateful for this Kiva loan. Thanks to this loan, she will be able to buy construction materials, such as corrugated iron, bricks, nails, sand, etc. These will help her to improve her home before the rainy season comes. Zoila will continue working toward her dream of seeing her children become professionals.
View original language description ↓
Zoila es una mujer de 56 años, vive en la ciudad de Aguaytia con su esposo y sus tres hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que junto con su esposo dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad de trabajar desde muy joven, Zoila no pudo culminar sus estudios secundarios, pero le hubiera gustado mucho poder hacerlo, ya que soñaba con ser una gran Maestra de escuela, en sus ratos libres le gusta dedicar un poco de tiempo a la lectura y en algunas ocasiones cocina un riquísimo Ají de Gallina para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Zoila trabaja en su pequeño negocio de venta de abarrotes, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, ella se siente a gusto realizando su labor y cree que le va bien por los buenos precios y por el trato amable que ofrece a sus clientes.
Zoila se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, como calaminas, ladrillos, clavos, arenas y otros, los cuales le servirán de mucho para poder mejorar su vivienda, ya que se acercan las épocas de lluvias y necesita reforzar su hogar, así pues ella seguirá trabajando y esforzándose lograr su gran sueño de ver a sus hijos convertidos en buenos profesionales.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD