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Carmen
Carmen, from the city of Samana, is one of the members having a Housing loan. This is her 7th loan which she will use to improve her house. She has had her business for over four years, starting with her first loan in Esperanza. Her last loan was invested in the business where she sells groceries.

Esperanza Internacional runs a program for their good clients who are reliable in paying back their loans, who have fulfilled the commitment to grow their business, and who have shown fidelity in their groups. This allows them to take out a loan to improve the structure of their house at the same time as running their business and attending their group meetings.

Carmen lives in part of her house with her long-term partner and her only child. She started building this house long time ago, but she couldn't finish it, so now she is requesting this loan to buy cement and other construction materials to finish covering the concrete block and to build the roof. She thanks God, Esperanza Internacional, and all of you for this opportunity. In her name and that of her family, thanks to all of you for your support!

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Dominican Republic

  • $7,611
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $8,065,475
    Funds lent in using Kiva
  • 40.7
    Dominican Republic Pesos (DOP) = $1 USD