At his own initiative, and with a lot of hard work and dedication, Juan works in his small store selling clothes and presents. He also works as a kitchen assistant in a restaurant in his city. He works every day from the early hours of the morning, and he can do so for roughly 10 hours. Juan feels content with his work and believes that it is going well thanks to the good customer service he offers his customers.
Juan is extremely grateful to the Kiva loan lenders as it is thanks to the help given that he will be able buy a larger volume of merchandise such as clothing, decorations, presents and others. In this way, Juan will have a business that is better set up, and so he will continue working and make every effort to achieve his greatest dream of having his own restaurant.
Por iniciativa propia, con mucho empeño y dedicación, Juan trabaja en su pequeño negocio de venta de ropa, regalos y adicionalmente trabaja como ayudante de cocina en un restaurante de su ciudad, él trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, él se siente a gusto realizando su labor y cree que le va bien por la buena atención que brinda a sus clientes.
Juan se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad de mercadería, tales como prendas de vestir, adornos, regalos y otros, de esta manera Juan tendrá su negocio mejor acondicionado, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su propio restaurante.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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