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Juan Alvaro
Juan is a 21-year-old, he is single and lives in the city of Chincha with his parents and siblings. He is a very friendly, hardworking and enthusiastic person who has a keen desire to succeed. Thanks to his hard work and the support of his parents, Juan was able to pursue studies in Gastronomy. In his spare time he likes to prepare delicious desserts and he sometimes cooks a sumptuous dish of Ají de Gallina to share with his family.

At his own initiative, and with a lot of hard work and dedication, Juan works in his small store selling clothes and presents. He also works as a kitchen assistant in a restaurant in his city. He works every day from the early hours of the morning, and he can do so for roughly 10 hours. Juan feels content with his work and believes that it is going well thanks to the good customer service he offers his customers.

Juan is extremely grateful to the Kiva loan lenders as it is thanks to the help given that he will be able buy a larger volume of merchandise such as clothing, decorations, presents and others. In this way, Juan will have a business that is better set up, and so he will continue working and make every effort to achieve his greatest dream of having his own restaurant.
View original language description ↓
Juan es un hombre de 21 años, es soltero, vive en la ciudad de Chincha con sus padres y hermanos, él es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Juan pudo estudiar la carrera profesional de Gastronomía, en sus ratos libres le gusta preparar deliciosos postres y en algunas ocasiones cocina un riquísimo Ají de Gallina para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Juan trabaja en su pequeño negocio de venta de ropa, regalos y adicionalmente trabaja como ayudante de cocina en un restaurante de su ciudad, él trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, él se siente a gusto realizando su labor y cree que le va bien por la buena atención que brinda a sus clientes.
Juan se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad de mercadería, tales como prendas de vestir, adornos, regalos y otros, de esta manera Juan tendrá su negocio mejor acondicionado, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su propio restaurante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD