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Vivian
Vivian is single and has no children. She has received schooling through middle school. She is a hairdresser in Ebubonko near Abura and has done this kind of work for the past 10 years. Vivian uses her income to support herself and pays all her own expenses. She will use the loan to buy more creams, weaves, wigs, hair relaxers, and other supplies and products demanded by her customers. With the new profits from her expanded business, Vivian plans to expand her hair salon further.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 37
    View loans »
    Ghana Loans Fundraising
  • $11,588,250
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $800 helped Vivian to buy more creams, weaves, wigs, hair relaxers, and other supplies and products demanded by her customers.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 1, 2013
Listed
Feb 16, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013