Nuevo Día Group
The loan that they receive will benefit micro-entrepreneurs such as Señora Rieni. She says that this is the first time she has joined Pro Mujer. She was invited to become a member by a friend who is a member of the organization. At the moment, she has a business selling sand. She says that her sister-in-law taught her about this business years ago.
She will use the loan that she is requesting to increase her capital (buying sand), which she will purchase from rural communities and then sell in her store. This work enables her to make a living and support her family as much as possible, as she lives with her partner and has four children.
When asked what she likes about Pro Mujer, she explained that she likes the health aspects.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rieni es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de arena; cuenta que este negocio lo aprendió de su cuñado hace años.
El crédito que ahora sacará es para el aumento de capital (compra de arena) que adquirirá de las comunidades rurales y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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