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Araba
Araba is a hairdresser in Ebubonko near Abura. She has received no formal education. She is married and has 3 children. Her husband is a mason.

Araba has been a hairdresser for the past 5 years. She is responsible for paying her children's school fees and other general family expenses. Her loan will be used to buy more creams, weaves, wigs, hair relaxers and other supplies and products demanded by her customers. She hopes to use the new profits from her business to expand her hair salon.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 40
    View loans »
    Ghana Loans Fundraising
  • $11,582,250
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $800 helped Araba to buy more creams, weaves, wigs, hair relaxers, and other supplies and products demanded by her customers.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 1, 2013
Listed
Feb 16, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013