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Agatha is a baker in Ebubonko near Abura. Agatha has received a middle-school education. She is married and has two children. Her husband is a supervisor at a local business. Agatha has been a baker for the past 15 years. She is responsible for helping her husband pay their family's general expenses. Her loan will be used to buy more flour, sugar, oil and other ingredients needed for her bakery. She hopes to use the new profits to grow her bakery shop to meet her customers' needs.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,973,075
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Agatha to buy more flour, sugar, oil and other ingredients needed for her bakery.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 16, 2013
Currency Exchange Loss:
Sep 17, 2013