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Juan Gualberto

Update on Juan Gualberto

Juan is a member of the "Ahorro es progreso" ("Saving is progress") communal bank in the district of Saylla in Cusco, Peru.

He is still working for a public institution. He has had this job for a good amount of time, and it is going well thanks to the effort that he puts into his work every day. He also continues to have a business transporting construction materials, and he has a small truck. He is a responsible and persevering person, which allows him to provide for his family.

He has applied for a loan to perform maintenance on his truck.

Juan would like to thank Kiva for granting him this loan, and he is committed to complying with the established quotas.
View original language description ↓
El socio es el señor Juan, él pertenece al banco “Ahorro es progreso” del distrito de Saylla de la ciudad del Cusco – Perú.

El socio continua trabajando en una institucion publica ,el socio lleva buen tiempo en este su trabajo el cual le va bien gracias al empeño que le pone cada dia a su trabajo,el socio a la vez continua con su negocio de transporte de materiales de construccion ya que el socio cuenta con un pequeño volquete,el socio es una persona responsable y empeñoso siendo de esta forma que la socia sale adelante a su familia.
El socio solicita el credito para realizar el mantenimiento de su volquete.

El socio Juan agradece a KIVA por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

This member is Señor Juan. He belongs to the “Ahorro es progreso” ["Saving is progress"] bank in the Saylla district of the city of Cusco, Peru. He is a young local municipal worker, but apart from his work in the public institution, he also has a small truck with which he provides a transportat... More from Juan Gualberto's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $57,975,725
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Juan Gualberto to perform maintenance on his truck.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Mar 1, 2013
Currency Exchange Loss:
Aug 17, 2013
This photo was used before for a previous loan for Juan Gualberto. It was first posted on Kiva on Aug, 2012. Learn More