The loan they are requesting will benefit micro-entrepreneurs, including Señora Silveria. She says that she has been a member of Pro Mujer for seven years. She was invited to be a member by one of the organization's credit counselors, who went to visit her in her home.
She currently has a business selling food. She says that she learned about this business from her mother, some years ago. Later, she decided to set up her own business.
She will use the loan that she is requesting now to increase her capital (buying rice, pasta, and vegetables) which she will purchase from markets in the city of El Alto. Then, after building it, she will sell them on her stall. This work allows her to make money in order to support her family, as she has a partner and three children.
When asked what she likes about Pro Mujer, she said that she likes the health training it provides.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Silveria es integrante, ella indica que hace siete años que integra Pro Mujer, ingresando por invitación de una de las asesoras de crédito de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de comida; cuenta que este negocio lo aprendió de su madre, hace varios años, posteriormente decide abrir su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo y verduras) que adquirirá de las ferias de la cuidad de El Alto y posteriormente a la elaboración lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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