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Maritza Teresa
Maritza, age 30, is married and has one child. She lives in a suburban neighborhood in San Pedro Sula.

She was working at a factory. When she was left without a job she decided to work at her own business activity. Two years ago she started selling used clothes like blouses, t-shirts, skirts, pants, and shorts. She sells the clothes in an itinerant manner.

She had expenses for her child’s school supplies, and she was left without capital. She has now requested a loan for 5,000 lempiras. She will use the loan to buy clothes and stock up. She will do this in order to continue with her business and to fill customer orders that she has.

Her dream is to establish her business in a fixed location.
View original language description ↓
Maritza , tiene 30 años de edad, casada, tiene un hijo, vive en una colonia suburbana de san Pedro sula. Maritza estuvo trabajando en una maquila y cuando quedo sin trabajo decidió dedicarse a su propia actividad de negocio. Hace dos que inicio vendiendo ropa usada como blusas, camisetas, faldas, pantalones y pantalones cortos. La ropa la vende de manera ambulante. Ella tuvo gastos de útiles escolares con su hijo y se descapitalizo, ahora ha solicitado un préstamo de 5,000 Lempiras para comprar ropa y surtir para continuar su negocio y cumplir con los encargos que tiene de sus clientes. Su sueño en llegar a tener su negocio establecido en un local fijo.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 84
    View loans »
    Honduras Loans Fundraising
  • $9,175,850
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Maritza Teresa to buy second-hand clothes to stock her business and to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Feb 15, 2013
Currency Exchange Loss:
Aug 18, 2013