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Houlèye is 74 years of age, and is still working. She is a widow and has nine grown-up children, the oldest of whom is 45 and the youngest 20 years of age. Some of her children work, and together they cover their daily needs. Houlèye doesn’t like to sit back and watch them work, and this is why five years ago she invested in transportation to be able to support them. She has requested a loan to buy a horse, which she will use to transport people (in a horse-drawn carriage). This loan will enable Houlèye to put some money aside, so that she can provide for her family.
View original language description ↓
Agée de 74 ans, la dame Houlèye s’active toujours. Elle est veuve et a 9 grands enfants dont l’ainé a 45 ans et le cadet, 20 ans. Il faut dire que parmi ses enfants il y a en qui travaille et ensemble ils affrontent les charges de la vie courante ; seulement elle ne pas les regarder faire c’est pourquoi depuis 5 ans elle a investi dans le transport. Et cela pour pouvoir les épauler. Là elle sollicite un crédit de 250000F pour acheter un cheval qui fera du transport de personnes (calèche). Le crédit lui permettra de mettre de l’argent de coté afin de pouvoir satisfaire les besoins de sa famille.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 90
    View loans »
    Senegal Loans Fundraising
  • $13,894,575
    Funds lent in using Kiva
  • 487.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Houlèye to buy a horse to use for transportation (a horse-drawn carriage).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Feb 15, 2013
Currency Exchange Loss:
Jan 17, 2014