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This woman is named Hawa and she has been selling foodstuffs for six years now. She is 45 years old, divorced, and a mother.

Hawa is on her 3rd loan from UIMCEC and wants to take another to be able to purchase a refrigerator to install in her shop, which is a real shop for her business.

She begins her day at 8am and closes at 11pm. Hawa is an ambitious woman; she saves regularly to one day build her own house.
View original language description ↓
Elle s’appelle Hawa et cela fait 6 ans maintenant qu’elle fait du commerce de denrées alimentaires. Elle est âgée de 45 ans, divorcée et mère de famille. Elle est à son 3ème crédit à l’IMCEC et veut renouveler afin de pouvoir acheter un réfrigérateur et l’installer dans sa boutique. Car c’est bien d’une boutique qu’il s’agit en ce qui concerne son activité. Elle commence sa journée à 8h pour fermer à 23h du soir.
Hawa étant une femme ambitieuse, elle fait de l’épargne régulière afin de construire un jour sa maison à elle.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 40
    View loans »
    Senegal Loans Fundraising
  • $13,529,175
    Funds lent in using Kiva
  • 487.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Hawa to purchase foodstuffs ([for her] shop) to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 15, 2013
Currency Exchange Loss:
Feb 17, 2014