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Update on Rania

Rania is still working in the same bank, but that didn't confuse her in concentrating on her business. She even worked on enhancing it by adding new products for sale in her store.

Rania is now selling housewares besides candles and decoration pieces. She is now applying for another loan to increase the amount she has of kitchenware.

Previous Loan Details

Rania is a 36-year-old lady, who has one son and one daughter. Rania has a full-time job working as an employee in one of the banks here in Jordan. After getting off work, she usually goes help her husband at their store in Madaba. Rania’s husband runs a candle shop, where they sell scented ca... More from Rania's previous loan »

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Jordan

  • $6,100
    Average annual income
  • 34
    View loans »
    Jordan Loans Fundraising
  • $8,057,825
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Rania to buy more kitchenware.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Feb 15, 2013
Currency Exchange Loss:
Sep 17, 2014
This photo was used before for a previous loan for Rania. It was first posted on Kiva on Oct, 2011. Learn More