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Tina is 66 years old. She is a widow and lives alone in a small village of Gardabani District. Tina is provided with a retirement pension. Besides this, she runs a small poultry farm and has hens, ducks and turkeys. Tina sells eggs in her village.

Along with the above-mentioned sources of income, she is also involved in the flower-trading business. She purchases flowers at wholesale prices and resells them for a profit. Tina requested credit to expand the flower business. She will purchase flower seeds and cultivate the land in her yard where she will sow different kinds of flowers. Tina will grow flowers throughout the entire year and will be able to reduce the cost of the flowers. This will significantly increase Tina’s income and she will be able to improve her living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,908,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Tina to grow flowers in her yard.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Feb 15, 2013
Currency Exchange Loss:
Sep 17, 2013