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Zebokhon is 32 years old. She is a woman who has devoted her life to her only child. She is divorced and provides for the child alone.

Zebokhon does not have a higher education, such that she could work in a prestigious organization and earn a good salary. She did not agree to become a maid or a waitress, because such work was not to her liking. For her it was a great joy to take a course "Bring It On" organized by the Association of Business Women. From this course, she learned a lot of new things about business and wrote her own business plan. Now, she is fully able to establish her own business and to become successful in this sphere. She wants to start a business buying and selling women's and children's clothing, as this type of business has high demand among the population.

She is requesting a loan of 5,000 somoni to buy goods to establish a new business. This loan will help her to improve living conditions.
View original language description ↓
Зебохону 32 года. Она женщина, которая посвятила свою жизнь своему единственному ребенку. Она разведена и обеспечивает своего ребенка одна. У Зебохона нет высшего образования, чтобы она могла бы работать в престижной организации, и получить хорошую зарплату. Она не согласилась стать горничной или официанткой, так как такие работы ей не по душе. Для нее было большой радостью, обучится в курсе «Добейся успеха» организованной Ассоциация Деловых Женщин. От данного курса она научилась много новому о бизнесе и написала свой бизнес план. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей женской и детской одежды, так как этот вид бизнеса имеет большой спрос среди населения. Она запрашивает займ на сумму 5000 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту. Этот займ поможет ей улучшить условию проживания.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 106
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Zebokhon to buy clothes for organizing a new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 15, 2013
Currency Exchange Loss:
Sep 25, 2014