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Vin's Group
In this Group: Vin, Sophal
Living in a rural area located in the Kror Kor district of Pursat province, Vin is 27 years old and married with two children, both of whom are dependents on her and still in school. To support her family, she has been farming rice on two hectares of farmland for several years, and her husband supplements the family’s income by making palm juice. From the current business, Vin can earn about 14,000 KHR per day and can save about 8,000 KHR each day for future needs.

Vin is in her first microloan with VisionFund. Now she is leading her group of two to ask for a loan. As the leader, Vin will use her portion to buy materials for renovate her old house. She hopes this loan will enable her to have a proper house for her family to live in.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 187
    View loans »
    Cambodia Loans Fundraising
  • $36,989,250
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Vin's Group's $1,275 loan helped a member to buy materials to renovate her old house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 15, 2013
Listed
Mar 1, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015