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David, age 52, lives in the Vani district with his retired mother, his son, and his daughter-in-law. The family runs a dairy farm that has two calves and three milk cows, whose milk is used for making cheese products. The cheese is sold at the local open market. In addition, David owns a plot of land where he grows nuts. He sells an average of 300 to 400 kilograms of nuts per month. For additional income, David purchases chicks in spring, raises them, and sells the hens at a profit.

David has requested a loan in order to purchase chicks for his poultry farming venture. He considers his business to be profitable, since it generates a good income that enables him to support his family.

David is a hard-working man who is responsible and very well-known in the area for his big heart and his friendliness to others. He hopes to improve his business ventures so that he can raise the living conditions of his family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped David to purchase chicks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Feb 15, 2013
Currency Exchange Loss:
Jan 18, 2014