Sieni is a 33-year-old woman who is married with three children. She has a small auto repair business. She has three years in this business. Sieni needs a loan to buy an air compressor, tool boxes, an electric grinder, and a car jack. She will use her profits to improve her business and help her family and her kids' educations. Sieni joined SPBD in 2010 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.