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This is Danilo, 31, a resident of Pasay City, Philippines. He is married to Rose, an employee. He and his wife are managing their household while both of them work to sustain their financial expenses.

Danilo is a coconut vendor. Most coconuts in the Philippines are sold by street vendors pushing deep wooden carts. The coconuts are served by cutting into one end and serving it with a straw, using the coconut as a container itself. Also, coconuts can be served with the juice and edible part of the coconut in a plastic cup with a straw. Regular customers are those who are thirsty and those who want to refresh themselves from the heat of the sun. They earn a minimum of PHP 200 per day.

To help him continue operating his business, he is requesting a loan of PHP10,000. He will be utilizing the loan to buy more coconuts.

Danilo hopes that his business will continue to be successful. He faithfully meets up with his co-fellowship members to share stories of his work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1088
    View loans »
    Philippines Loans Fundraising
  • $63,432,225
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Danilo to buy more coconuts needed for her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Feb 19, 2013
Currency Exchange Loss:
Jun 17, 2013