Litia is 27 years old. She is married and has one child. She wants to start a small business making and selling pancakes in her community. To do this, she needs a loan to buy more flour, sugar, and oil for her business. In the future, Litia hopes to use her profits to help with her child's education and her family. She joined SPBD in 2011 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.