Havea is 42 years old and married with four children. She runs a small business selling snacks and drinks in her community and has been doing this for five years. Havea has requested a loan to buy snacks, drinks, a freezer, cups and plates. She joined SPBD to gain access to capital. With her earnings, Havea will help with her family's weekly expenses.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.