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Familia Unida Group
In this Group: Victorina, Lidia, Marina, Laura, Cornelia, Perla, Benicia, Laura, Mariana, Maria, Catalina, Tomasa, Sara*
* not pictured
The communal bank Familia Unida (United Family) is in its first loan cycle with the women's communal bank program, in which all members work and receive help to get ahead. They are part of the poverty reduction survey; eight of the members now live below the poverty line.

Victorina, one of the members, was living at level one, which is low, in the last poverty survey. Through hard work, regular employment, and behavior suited to a successful woman, she hopes to keep improving and helping her family so that one day she will overcome the poverty barrier.

She sells all kinds of vegetables and is applying for a loan to increase her variety. This will help her firm up her business plan and increase her income.
View original language description ↓
El grupo Familia Unida está en su ciclo número 1 del programa de comité de mujeres, donde todas trabajan y se ayudan por salir adelante. Están haciendo la encuesta de eliminación de pobreza, donde 8 se encuentran por debajo de la línea de pobreza.
Una de las integrantes es la Sra. Victorina, quien en su última encuesta mostró un nivel de pobreza dentro del nivel uno que es bajo. A través del esfuerzo y el trabajo continuo y las aplicaciones de los comportamientos vitales de una mujer exitosa, desea poder ir mejorando, para que el día de mañana pueda ir superando esa barrera de pobreza e ir ayudando a su familia. Ella vende todo tipo de verduras y solicita de este crédito para la compra de más variedad de verduras, lo que le ayudará a tener a concretar su plan de negocio, el cual le ayudará a mejorar sus ingresos.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 53
    View loans »
    Paraguay Loans Fundraising
  • $33,516,125
    Funds lent in using Kiva
  • 4,114.4
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Familia Unida Group's $1,750 loan helped a member to buy vegetables to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Feb 14, 2013
Currency Exchange Loss:
Jun 17, 2013