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Pao is 54 years old. She is widowed and resides with seven children in Kampong Chhnang Province, Cambodia. She has been involved in cultivating rice and fattening animals for more than two years, earning approximately $7 per day. Her daughter runs an electrical shop, earning about $3 a day. Three other children are employed in the factory, earning about $7 each day.

In order to improve her family’s finances, Pao is requesting a loan of $1,500 to purchase more electrical goods to sell. This money will help her increase her stock and generate more income for the family. In the future, she would like to run a phone repair shop for her son and build a new, bigger house to provide better living conditions for the family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,692,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Pao to purchase more electrical goods to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Mar 1, 2013
Currency Exchange Loss:
Jul 31, 2013