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Mercy Flor

Update on Mercy Flor

Mercy Flor is married and works hard to support her family.

She earns a living by raising livestock in the Philippines and also earns additional income from a general store. Mercy Flor is borrowing 24,000 PHP through Negros Women for Tomorrow Foundation, Inc. to buy medicine and vaccines for her livestock.

Mercy Flor has been sustaining her business activities through her past 16 loans from NWTF and more recently, through Kiva. She hopes that her hard work will help her attain her dream to save enough money to expand her business and repair her family home.

Previous Loan Details

Mercy Flor is 47 years old and married with three children. She earns a living by raising livestock in the Philippines. Mercy Flor is borrowing 27,000 PHP through Negros Women for Tomorrow Foundation, buy feed and medicine for her livestock. Mercy Flor has been raising livestock for ... More from Mercy Flor's previous loan »

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 1067
    View loans »
    Philippines Loans Fundraising
  • $63,436,400
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Mercy Flor to buy medicine and vaccines for her livestock.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 6, 2013
Feb 15, 2013
Currency Exchange Loss:
Aug 17, 2013
This photo was used before for a previous loan for Mercy Flor. It was first posted on Kiva on Jan, 2013. Learn More