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Mario
Mario is a 19-year old man who lives with her young wife and their 4-month old son, for whom he smiles every time he sees him. Despite his young age, he works very hard to provide him with a decent and, above all, full of love life. They live in the city of Chincha, which has a varied weather, beautiful beaches and a broad gastronomy. Mario learned to work when he was a little boy as his parents had limited financial resources and needed his support. This is why he only studied until 5th grade in middle school although he would have liked to study a degree in Dentistry.

Mario is a workman in a textile company and works for approximately 9 hours each day. Thanks to his hard work, he can cover his household expenses and believes he's getting ahead because he is responsible and enthusiastic.

Mario feels very grateful to Kiva lenders. Thanks to their support, he'll be able to buy construction materials, such as cement, sand and metal, among others, to repair the walls and ceiling of his house. This way he'll be able to provide his family with a better quality of life and to continue fighting every day to make his biggest dream come true: having his house built in fine material.
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Mario tiene 19 años de edad, vive a lado de su joven esposa y juntos tiene un pequeño de 4 meses de edad, por quien sonríe cada vez que lo ve y a pesar de ser tan joven trabaja con muchas fuerzas para poder brindarle una vida digna y sobre todo llena de amor; la ciudad donde viven es la ciudad de Chincha, la cual se caracteriza por tener un clima variado así como también playas hermosas y una gastronomía muy variada, Desde pequeño Mario aprendió a trabajar ya que sus padres tenían pocos recursos económicos y tenía la necesidad de apoyarlos, por ello solo estudio hasta el quinto grado de secundaria pero le hubiera gustado poder estudiar la carrera de odontología.

Día a día Mario trabaja como obrero en una empresa textil, el labora alrededor de 9 horas al día y con el fruto de su trabajo puede solventar los gastos de su hogar con mucho esfuerzo, el cree que está saliendo adelante en su trabajo porque es responsable y sobre todo tiene muchas ganas de salir adelante.

Mario está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar materiales de construcción como cemento,arena,fierros, entre otros; para poder realizar refacciones de paredes y el techo de su vivienda, así podrá mejorar la calidad de vida de su cliente y podrá seguir luchando cada día para poder hacer realidad su más grande sueño:”Tener su vivienda construida de material noble”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $55,189,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD