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Jose Ovidio
Jose, age 40, is married and has two children. He lives with his family in the Taulabe municipality in Comayagua. He established his grocery store business ten years ago. He sells basic needs products like rice, beans, shortening, flour, sugar, bread, churros, soft drinks, sausages, and meats, etc. He has established the business at his house. He has been keeping it stable through the investment of various loans he has received from ODEF.

The loan for 22,000 lempiras that he is currently requesting is his eleventh cycle. He will use the loan to buy more products like basic grains, shortening, sugar, soft drinks, churros, and meats. His intention is to keep his inventory stocked in order to increase the business and his income.

His goal is to be more stable and to manage to involve the family and build the business mode.
View original language description ↓
Jose, tiene 40 años de edad, casado, tiene dos hijos, vive con su familia en el municipio de Taulabe, Comayagua. Hace 10 años el estableció su propio negocio de una pulpería donde vende productos de la canasta básica familiar como ser: arroz, frijoles, manteca, harina, azúcar, pan, churros, refrescos, embutidos, carnes etc. Este negocio lo tiene establecido en su casa y lo ha mantenido estable mediante la inversión de varios préstamos que ha obtenido con ODEF. El préstamo que actualmente solicita es el onceavo ciclo y es por 22,000 Lempiras, con el cual va invertir en la compra de mas productos como granos básicos, manteca, azúcar, refrescos, churros y carnes. Su propósito es mantener surtido su inventario para incrementar el negocio y sus ganancias. Su meta es tener más solidez y también lograr que se involucre la familia para crear el hábito del negocio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 90
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Jose Ovidio to buy basic needs products like basic grains, shortening, and meats, etc.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 5, 2013
Listed
Feb 16, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014