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Ayelen
This young woman, Ayelen, is single and is a university student. One of her sisters is her dependent, since she is in charge of her; her sister is about to complete her last year of high school.

Ayelen's economic activity is having an internet cafe. She has fourteen computers, and also a photocopying service; she has two photocopy machines. Her cafe is located between two main streets in the city. Her sisters help her; one of them is a permanent staff member, and the other helps out sometimes, as do her mother and brother. She carries out this service during the entire year, and business increases during the school year.

Ayelen is a university student who has five years experience in her field, keeping a regular record of her incomes and expenses for her business. She knows a lot about the market in which she sells.

She generally supplies her store through wholesalers, who drop the items off to her store, like sheets of paper and toners. She has a good degree of satisfaction with this provision of supplies.

Her market includes the surrounding companies on her block, those that are located within the same building, and also the people that are walking on the street; there are several high schools close by.

The competition she has is normal for being situated in the center of the city. She keeps her prices stable throughout the entire year.
View original language description ↓
La joven Ayelen, es soltera, universitaria, teniendo como dependientes a una de sus hermanas que están a su cargo la cual ya está por salir bachiller, la actividad que realiza es de servicios teniendo un Café Internet con 14 máquinas y el servicio de fotocopiadoras teniendo dos, estando la misma ubicada entre dos avenidas principales de la ciudad, a la cual le ayudan sus hermanas teniendo a una como personal fijo y la otra ocasionalmente como su madre y su hermano. La actividad es regular durante todo el año especialmente se incrementa en temporada escolar. Ayelen es universitaria teniendo una experiencia de cinco años en su rubro llevando un registro regular de sus ingresos y egresos para su negocio, conoce bastante el mercado en el que vende. Se provee generalmente de mayoristas que le dejan en su negocio como ser hojas, tonners ,y todo lo demás teniendo un grado de satisfacción bueno en la provisión de sus insumos. Su mercado es de las empresas circundantes que están en su cuadra y de las que están en su edificio, asi como de las personas que circulan por la calle teniendo varios colegios circundantes, la competencia que tiene es normal por estar situada en el centro de la ciudad, teniendo una estabilidad en sus precios durante todo el año.

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $2,817
    Average annual income
  • 79
    View loans »
    Bolivia Loans Fundraising
  • $28,055,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ayelen to buy supplies for her internet cafe.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2013
Listed
Mar 1, 2013
Currency Exchange Loss:
Covered
Ended:
Oct 17, 2014