Paula started a group and is requesting a loan to buy dyes, needed to improve the production process of plates, vases, pots and clay "subales" [a utensil used for steaming]. She hopes to have several employees in the future and several establishments. The remaining members weave clothes, raise livestock, or are housekeepers or artisans.
Organiza un grupo y solicita un préstamo que le servirá para la compra de colorantes, que le ayudara a mejorar su producción de platos, vasos, ollas y subales de barro, espera en el futuro contar con varios trabajadores y puntos de ventas. Las demás integrantes se dedica a la confección de tejido, oficios domésticos, crianza de animales, y a la artesanía.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid