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Noemi Isabel
Noemí, 55, has three children: two sons and a daughter. She currently lives with an 8-year-old grandson and her 22-year-old son who is in technical high school and will go on to study engineering next year. Two of her children live overseas.

Noemí has been making and selling tortillas for 22 years, although now she only makes and sells tamales because her doctor does not allow her to cook tortillas over fire. She learned her trade from her mother who taught both her and her sister. She buys supplies at the market which is 1.5 kilometers from her house.

The loan she is requesting through Fundación Campo is to pay off two plots of land she purchased. The loan will mean the person selling the land will have to make it legal before possibly leaving the country, which would make things difficult for her.

Her goal is to set up a store to earn more income and support her son so he can study engineering at the university. She used to run her own store but had to close it because of crime.
View original language description ↓
La señora Noemí tiene 55 años de edad, tres hijos dos de los cuales son varones y una hembra. Actualmente, ella vive con un nieto de ocho años de edad y un hijo de 22 años y es bachiller automotriz, con proyección de estudiar Ingeniería el próximo año; dos de sus hijos viven en el extranjero.

Se dedico a elaborar y vender tortillas durante 22 años, actualmente solo hace tamales para la venta, debido a que un doctor le prohibió trabajar en la elaboración de tortillas por el fuego. Este negocio lo aprendió de su mamá quien le enseñó a una hermana y ella. Las materias primas las compra en el mercado, el que se encuentra situado 1.5 kilómetros de su vivienda.

El préstamo que esta solicitando a Fundación Campo, es para cancelar dos terrenos de vivienda.


El préstamo le ayudará a que el vendedor del terreno le haga la venta legal y pueda asegurar la inversión que a realizado. Esto previendo a que el vendedor no estará en el país y teme tener dificultades a futuro.

Su deseo es, Instalar una tienda para mejorar los ingresos familiares y apoyar económicamente a su hijo para que estudie la ingeniería en la Universidad.
Anteriormente manejó su propia tienda y dejó de hacerlo por problemas delincuenciales.


Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 512
    View loans »
    El Salvador Loans Fundraising
  • $23,459,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Noemi Isabel to pay off land purchases.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 12, 2013
Listed
Feb 14, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014