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Qori Chaska De Qollana Group
In this Group: Silvia , Erica*, Edson, Jose Luis, Alex Banderly , Maritza, Nancy Salome, Celinda, Angela, Juan Manuel*
* not pictured
The members belong to the communal bank "Qori Chaska De Qollana." This bank is located in the San Jeronimo district in the province of Cusco and the department of Cusco.

The member is José Luis. He is 29 years old, has 2 children, and is married. He alternates his daily activities offering service as a taxi. He has been in this business for years and it works well for him, thanks to the effort that he puts in every day to his business. He works Monday through Friday from about 7:00 am to 7:00 pm. He is responsible and determined and it is in this way that he helps his family get ahead.

José is asking for a loan in order to buy some spare parts for his taxi. The other members of the group work in businesses such as owning a grocery stores, raising small animals, selling food, a restaurant, taxi-driving, and a restaurant. José thanks those that are a part of this dream in this way and he promises to make his payments when they are due.
View original language description ↓
Los socios pertenecen al banco comunal “QORI CHASKA DE QOLLANA”; Este banco se ubicado en el distrito de San Jeronimo, perteneciente a la provincia de Cusco y departamento de Cusco.

El socio es el señor José Luis, el socio tiene 29 años de edad,02 hijos y es casada; él socio alterna sus actividades diarias brindando el servicio de taxi, el socio lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, él socio trabaja de lunes a viernes desde las 07:00am hasta las 07:00pm aproximadamente, , el socio es una persona responsable y empeñosa siendo de esta forma que el socio saca adelante a su familia.

El socio solicita el crédito para la compra de algunos repuestos para su carro.

Los otros socios se dedican al negocio de tienda de abarrotes, crianza de animales menores, venta de comida, restaurante, taxista, restaurante.

El socio agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.



Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $57,346,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Qori Chaska De Qollana Group's $5,125 loan helped a member buy a few parts for his taxi.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 4, 2013
Listed
Mar 1, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013