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Isabel Segunda
Isabel sells cold meats but she has also added selling stainless steel and silver jewelry to her first business. She has been able to see her family advance in life thanks to this economic activity. She has two children with her partner, ages 8 and 13. Her business idea was born out of the necessity to generate her own income, in particular to help care for her children who, as they grow, have many more needs that require more money. Her husband, who works as a contractor for a business in the area, was the one who motivated her to get started. Her principal customers are her neighbors in the area who complement their good looks with the accessories that Isabel sells. In the same market, she also sells sausages like Butifarra (Catalan style sausage), salchichas (sausage), salchichón (a salami-like sausage), among other kinds of meats she purchases in the city market, which helps her to generate new sources of income that makes her life, and that of her family, that much better. She is currently applying for a loan with kiva and her second loan with Fundación Mario Santo Domingo. With the loan, she will purchase silver rings, stainless steel chains, bracelets and cold meats, in order to respond to her customer's demand, who have already put in orders. With her previous loan, she was able to add more diversity to her products and create more stability, and so, she has no doubt that she will be able to achieve her dream of offering better levels of education to her children; this is the biggest challenge that she and her partner have and it gives meaning to their lives.
View original language description ↓
Isabel se dedica al comercio de carnes frías, negocio al que ha agregado prendas de acero y de plata. Ella con esta actividad ha logrado salir adelante con su familia, conformada por su cónyuge y sus 2 hijos en las edades de 8 y 13 años. Su idea de negocio nació favoreciendo su necesidad de generar ingresos propios, que ayudaran especialmente en el gasto de sus hijos quienes en la medida que crecen, tiene muchas mas necesidades que demandan gastos. Este fue su propósito impulsado por su cónyuge, quien trabaja como contratista en una empresa importante de la región. Sus principales clientes son los vecinos del sector, que acuden a satisfacer sus necesidades de buena imagen lo cual complementan con los accesorios que Isabel vende. Así mismo este mismo mercado accede a embutidos, como butifarras, salchichas, salchichón, entre otros que compra en el mercado de la ciudad y que ayudan mucho a generar nuevos ingresos, que hacen que cada vez su vida y la de su familia tenga mayor calidad. En la actualidad está aplicando a un credikiva, segundo financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará anillos de plata, cadenas de acero, pulseras y carnes frías, para responder a la demanda de su clientela, de quienes han hecho ya su preventa. Con su anterior crédito ha dado una mayor diversidad a su negocio y mayor estabilidad, por eso no duda en cumplir su sueño de ofrecerles los mejores niveles de educación a sus hijos, porque este es justamente el gran desafío que ella y su cónyuge tienen y que les da sentido a su vida.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 469
    View loans »
    Colombia Loans Fundraising
  • $15,266,950
    Funds lent in using Kiva
  • 1,784.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $850 helped Isabel Segunda purchase silver rings, stainless steel chains, bracelets and cold meats.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 5, 2013
Listed
Feb 13, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014