Jhonny is married and has two school-age children. They live in two small rooms in an "anticrético" [a rental arrangement in which the rent is paid up front]. The house is located in the Villa Armonía section of the city of La Paz.
Currently he works more than eight hours as a security guard in a supermarket. It's the only job that covers his education expenses, food, and basic services for his family.
He needs the loan to pay for refresher studies in the security course. It will be a lot of help to him in his job to improve his income.
Jhonny's dream is to have his own house to give security and comfort to his family.
This is the third time he's working with IMPRO and the first with Kiva.
Jhonny, es casado y tiene dos hijos, que están en etapa escolar, viven en una casa en anticretico ocupando dos habitaciones pequeñas, la casa se encuentra ubicada en la zona Villa Armonía de la ciudad de La Paz.
Actualmente trabaja por más de ocho horas como guardia de seguridad en un súper mercado, ya que es el único que cubre los gastos de educación, alimentación y pago de servicios básicos de su familia.
El crédito lo requiere para pagar los estudios de actualización en el curso de seguridad ya que le será de mucha ayuda en su trabajo para mejorar sus ingresos.
El sueño de Jhonny es tener casa propia para brindar seguridad y comodidad a su familia.
Es la tercera vez que trabaja junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.