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Julio Cesar

Update on Julio Cesar

Julio is fifty-one years old, has a life companion, and has three children. He has a lot of experience in the seafood business. He learned this business together with his life companion; they did not have permanent employment and opted for this form of subsistence. They also make a living in raising pigs, fattening and selling them.

To buy the seafood, they rise at 5:00am to go to the closest market where the island and beach fishermen come to sell their products. Later, Julio travels by bus to resell the seafood.

The loan he is requesting from Fundación Campo is to buy seafood and four pigs for fattening. In doing this, he will supply the demand of his clients and will be able to serve more potential clients, thereby obtaining a good income for the family.

He hopes to save up in order to buy himself a pick-up truck so that he can make his trips more quickly and easily.
View original language description ↓
Julio tiene 51 años de edad, esta acompañado y tiene tres hijos. Su experiencia es muy amplia en el negocio de mariscos. él aprendio este negocio junto a su compañera de vida, pues no tenian un empleo permanente y optaron por esta forma de subsistencia. Tambien se dedican a la crianza de cerdos y venderlos cuando ya estan gordos. Para comprar los mariscos se levantan a las 5:00 a.m. para ir al mercado más cercano en donde llegan pescadores de las islas y playas a vender su producto. Luego Julio se traslada en autobús a revender el marisco.

El préstamo que esta solicitando a Fundación Campo, es para comprar mariscos y cuatro cerdos para engordarlos. Así suplira la demanda de sus clientes y abarcara a más clientes potenciales para obtener buenos ingresos para la familia. él desea ahorrar para comprarse un pick up y realizar sus viajes de forma más rápida y fácil.

Previous Loan Details

Julio, 48, lives with his life companion. He’s been selling seafood for the last two years. He and his life companion decided to go into this business together because of the need to earn income to subsist. Julio and his life companion buy fish and shrimp in one of the country’s ports every we... More from Julio Cesar's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 710
    View loans »
    El Salvador Loans Fundraising
  • $25,098,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Julio Cesar to buy seafood and four pigs for fattening.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 11, 2013
Listed
Feb 13, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014