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Oscar Osmin
Oscar, 47, has a spouse and three children. He’s worked in agriculture since he was about ten years old. When he became partnered he continued working in the same occupation because he never got the opportunity to study. He also works in construction, an occupation he learned with a friend. He earns income from these two occupations to support his family. One of his children graduated high school and is married and his other two attend elementary school.

He rises at 4:30am to take advantage of his time and head out to work early because he must walk for about 30 minutes. He returns home at noon and if there is a lot of work to do he only has lunch and returns to work.

The loan he’s asking Fundación Campo for is to buy two bullocks to consume the forage left over from harvest. He’d never be able to accomplish this on his own because they are very poor and he likes having animals. He wants to work hard to save up to install potable water at home since he currently has to carry it on his back; another of his dreams is that his children attend university.
View original language description ↓
Oscar tiene 47 años de edad, esta acompañado y tiene tres hijos. Se dedica a la agricultura desde que tenia unos diez años de edad, se acompaño y continuo trabajando en lo mismo, debido a que no se le presento la posibilidad de estudiar. Tambien se dedica a la albañileria, oficio que aprendio con un amigo. De esos dos trabajos él obtiene los ingresos para su familia; uno de sus hijos es bachiller y esta casado los otros dos estan en la primaria. Se levanta a las 4:30 a.m. para aprovechar el tiempo y salir temprano al trabajo, debido a que tiene que caminar unos treinta minutos a pie, regresa a su casa hasta la mediodia y si hay mucho trabajo solo almuerza y se regresa al trabajo.

El préstamo que esta solicitando a Fundación Campo, es para comprar dos toretes para aprovechar el repasto que quedo de la cosecha. Esto nunca lo lograria comprar por sus propios medios ya que son muy pobres y a él le gusta tener sus animales. Su deseo es trabajar muy fuerte y ahorrar para instalar el agua potable en su casa, ya que tiene que agarrearla en su espalda y otro de sus sueños es que sus hijos estudien en la universidad.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 736
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Oscar Osmin to buy two bullocks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 6, 2013
Feb 13, 2013
Currency Exchange Loss:
Mar 17, 2014