Oretha is 21 years old and lives in Magibi county which is the largest producing rubber plantation in Liberia. She is single and has two children, ages 1 and 4 years old; the oldest one is in school and they all live at home. Oretha is a 9th grade student and she has been selling rice, oil and pepper in the local market for four years now. She enjoys her business because she makes lots of profit. She is requesting a loan to purchase more rice, oil and pepper for her business. Her plans are to build her house and educate her two children.