Sandro rents in the downtown area of the city of La Paz. His expenses sometimes take all his monthly income, making it impossible for him to be able to have savings.
He works as an employee for a public entity in La Paz but unfortunately can't get a better salary because he didn't finish college. This is why he needs the loan, to be able to pay for his studies this semester and get one step closer to his degree.
Sandro's dream is to become a professional and to buy his own house in the future so he doesn't have to pay rent.
This is the first loan he's requesting from IMPRO and Kiva.
Sandro vive en alquiler en la Zona Central de la ciudad de La Paz. Sus gastos muchas veces requieren todo el ingreso que obtiene mensualmente lo que le hace casi imposible poder tener un ahorro.
Trabaja como empleado en una entidad pública de La Paz pero lamentablemente no puede acceder a un mejor sueldo por que no acabó sus estudios universitarios. Por eso requiere el crédito, para poder pagar sus estudios este semestre y dar un paso más para su titulación.
El sueño de Sandro es salir profesional y en el futuro poder comprar una casa propia sin la necesidad de pagar alquiler.
Es la primera vez que solicita crédito en Impro y Kiva.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.