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Gertrude is married with four children, and three of her children go to school. She also takes care of additional family (her mother). Her business is a shop where she sells to all categories of people on a retail basis only. She has applied for a loan of 2,000,000 Uganda shillings from MCDT-SACCO to buy more bags of sugar, cartons of salt, boxes of soap and jerrycans of cooking oil. She generates additional income through farming.

Gertrude works in her shop seven days a week. Her major business challenges include seasonality, transportation and the ever-increasing prices of commodities in Uganda. She is aspiring of becoming a wholesaler and also to own a delivery van to ease transportation. She resides in her own house where the family has access to electricity and piped water. Her monthly expenses include school fees and paying utility bills.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 191
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,644.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Gertrude to buy more bags of sugar, cartons of salt, boxes of soap and jerrycans of cooking oil.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Feb 15, 2013
Currency Exchange Loss:
Sep 17, 2013