This group of 21 women was created on December 2nd, 2008. It is made up of women who come from the same village and are united by strong social and professional bonds. The group's leader, Ramata, is standing on the left of the picture wearing a white scarf and raising her hand. She is 62 years old, married and the mother of 8 children, 3 of whom are boys and 5, girls. She has been selling vegetables for a long time and has good experience in this line of work. With her new loan of 200 000 francs, she will buy bags of cassava, cabbages, carrots and tomatoes, which she will resell in her village, retail. The profits she earns allow her to cover her whole family's food needs and to build her savings with the "banc villageois".
Ce groupe de 21 femmes a été créé depuis le 02/12/2008. Il est composé de femmes issues du même village unies par de bonnes relations sociales et professionnelles.
Le responsable madame Ramata debout à l’extrême gauche de la photo la main levée recouvert d'un écharpe blanc.
Elle est âgée de 62 ans mariée et mère de 8 enfants dont 3 garçons et 5 filles. Madame s'active dans le commerce de légumes depuis longtemps et dispose d'une bonne expérience dans ce domaine .
Avec son nouveau crédit de 200000 franc cfa elle va payer des sacs de manioc,de choux, de carottes et de tomate qu'elle va revendre au détails au niveau de son village.
les bénéfices réalisés lui permettent de prendre en charge les besoins alimentaires de toutes sa famille et de renforcer ses épargnes au niveau du banc villageois.
About CAURIE Micro Finance
The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.