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Lia is from the village Tsilkani, East Georgia. She is 27 years old and married and lives with her family, which consists of her husband and two infant children. Lia’s husband works as a security guard and gets a small monthly salary. In addition, he owns a tractor and services local farmers during tilling season, for which he receives a fee.

Lia has requested credit for cultivating agricultural land. She will cover the costs related to purchasing fuel for the tractor. The family will sow maize on the land and after proper seasonal work, Lia can count on a good harvest next year. They will sell the harvest for a convenient price, and this income will be used for the family's daily needs.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $7,799,500
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Lia to cultivate land for agricultural goods.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Feb 14, 2013
Currency Exchange Loss:
May 17, 2014