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Vivian
This is Vivian, 42, a resident of Cabrera, Pasay, Philippines. She is married to Anastacio, a vendor. She, with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Vivian maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics, and other products through popular direct selling brands like Avon, Fuller Life, Natasha, Boardwalk, Marikina Shoe Exchange, and others. A customer's order is paid for in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealers' prices are lower than those in the catalogue, and these are the profits that dealers are depending on as their income. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 5000 in sales every week.

To help her continue operating her business, she is requesting a PHP 20,000 loan. She will be utilizing the loan to buy orders for her customers. She expects a boost in her income as she expands her business.

Vivian hopes that her business will continue to be successful and dreams of having a new house. She faithfully meets with her co-fellowship members to share stories of her life and business every week and also to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1647
    View loans »
    Philippines Loans Fundraising
  • $59,025,175
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Vivian to pay for additional supplies and products such as clothing, footwear, undergarments, and cosmetics for her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 11, 2013
Listed
Feb 14, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013