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Badeya Group
In this Group: Astan , Aminata , Tata , Fatoumata
The Badeya group has four female members, three of whom are married and most of whom live in traditional families. Their average age is 33, and they have an average of two children each. They all live in Sikasso (the third-largest administrative region in Mali), and know each other through marriage, because they are related, or because they live close to one another.

The group’s members work in retail selling incense, firewood and wax pagnes [traditional wrap-around cloth] and damask. In order to increase their working capital, they joined Soro Yiriwaso and are now on their 12th group loan cycle. Astan, who is seated first on the right in the photo, works selling wax pagnes and damask. She plans to use her loan to buy four lengths of wax pagnes and two lengths of damask pagnes. Astan gets her supplies from wholesalers, and her sales are made on a retail basis (in cash and on credit) from her home and at market. Her customers are both male and female. With this loan, she hopes to make an average monthly profit of 45,000 francs CFA, which she will reinvest in her business and also use to help her husband with certain family expenses.
View original language description ↓
Constitué exclusivement de 4 femmes dont 3 mariées, les membres de groupe Badeya vivent majoritairement dans des familles traditionnelles avec une moyenne d’âge de 33 ans et 2 enfants. Elles habitent toutes dans la ville de Sikasso (3ème Région administrative du Mali) et se sont connues à travers des liens de parenté, de voisinage et de mariage.
Les membres du groupe font le commerce, d’encens, de bois de chauffe et de pagnes wax-bazins.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégrés Soro Yiriwaso et sont à leur 12ème cycle de prêt solidaire.
Madame ASTAN (1ère assise à droite sur la photo) est la vendeuse de wax et bazins. Elle compte utiliser son prêt pour acheter, 4pièces de pagnes wax et 2 pièces de pagnes bazins.
Elle s’approvisionne auprès des grossistes et effectue ses ventes en détail, au comptant et à crédit, à domicile et au marché, à une clientèle composée d’hommes et de femmes.
Madame ASTAN compte réaliser avec ce prêt un bénéfice mensuel moyen de 45.000 FCFA qui sera utilisé, pour être réinvesti dans l’activité et aider son mari dans certaines dépenses familiales.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 23
    View loans »
    Mali Loans Fundraising
  • $11,383,950
    Funds lent in using Kiva
  • 487.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD